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Follow along my journey towards financial freedom.

A realistic documentation of a millennial’s financial struggles in the little red dot we call home. Expect brutal honesty, wry humor and biting sarcasm.

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Financially independent by 40.

I’ve learned from my time in the corporate world that everybody is dispensable. Companies will not hesitate to cut headcount if deemed necessary. This means that as long as your paycheck is your only income stream, your livelihood will always be at the mercy of others.

My goal is to make good investments and financial choices so I can secure my future at a young age. That will give me the freedom of choice to pursue whatever I want, whenever I want. If this sounds like something you want too, consider following my journey and growing together!

My Pretentious Digital Store

All the tools you need (and that I personally use) to track your finances.

Budget Planner

S$4.90

A personal budget planner built on Google sheets meant to track all your finances – income, expenses and savings. Don’t get this if you’re scared to see how much you spent on your LABUBU collection.

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CC Reward Tracker

S$0.00

I love applying for credit cards, hitting the minimum spend to qualify for the gifts, cancelling, and applying again after the cooldown period. If you love maximising free rewards, this is a must-have.

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Investment Tracker

S$9.90

I find it weird how some investment platforms don’t reveal your gains/losses or hide it away in some obscure spot. There’s no need to rely on them anymore with this automated tracker.

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Latest Posts

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Dividend Investing To $1 Million #2: Tariff Troubles

Aloha! Welcome to the second episode of Dividend Investing to $1 Million! It’s May already. Time flies, huh? Yes, I missed 3 updates in February, March and April. Yes, it’s not a good start to this series. Yes, I’ve been…

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